(661) 379‑7726 Contact Find your coverage

Medicare guides Read first

Read this before you decide

Short Medicare guides in plain language. None of them asks you for anything.

See the guidesRequest a call back
  • Bakersfield & Kern Countyand across the Central Valley
  • English & Spanishhelp in the language you prefer
  • Mon–Fri, 8 AM–5 PMafter hours by appointment

The two things worth checking first

Your doctors and your prescriptions. They decide more than the premium does, so have both in front of you when you compare.

How the plan types fit together

Original Medicare, Advantage, Part D and a Supplement: what each one is for.

Open

Turning 65

Your first enrollment window, and what to have in front of you.

Open

Medicare Advantage

What Part C is, and why checking your doctors matters so much.

Open

Part D

Why a low premium and the wrong drug list can cost more across a year.

Open

Medicare Supplement

What Original Medicare leaves you to pay, and how Medigap helps.

Open

Dental and vision

Original Medicare does not cover most routine dental care. What to check first.

Open

When to enroll

The enrollment year

The enrollment year A twelve-month bar chart of enrollment windows. Medicare Annual Enrollment runs October 15 to December 7. Covered California Open Enrollment runs November 1 to January 31. The two overlap from November 1 to December 7. Medicare Advantage Open Enrollment runs January 1 to March 31. both open, Nov 1 to Dec 7 Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Medicare AEP Oct 15 – Dec 7 Covered California Nov 1 – Jan 31 Medicare Advantage OEP Jan 1 – Mar 31 The enrollment year Sources: medicare.gov and Covered California Most Covered California special enrollment periods last 60 days from the life event. 63 days in a row without creditable drug coverage can mean a Part D penalty. The enrollment year A twelve-month chart of enrollment windows. Medicare Annual Enrollment runs October 15 to December 7. Covered California Open Enrollment runs November 1 to January 31. The two overlap from November 1 to December 7. Medicare Advantage Open Enrollment runs January 1 to March 31. Shaded: both open, Nov 1 to Dec 7 Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Medicare AEP Oct 15 – Dec 7 Covered California Nov 1 – Jan 31 Medicare Advantage OEP Jan 1 – Mar 31 The enrollment year Sources: medicare.gov and Covered California Most Covered California special enrollment periods last 60 days. 63 days without creditable drug coverage can mean a Part D penalty.
Sources: medicare.gov enrollment periods and Covered California dates, checked September 2026.

Next step

Still not sure?

Answer three questions, or talk through your Medicare choices with Pedro.

Find your coverage Request a call back